Opening Spanish Bank Account Remotely

Yes, foreigners can open bank accounts in Spain. Non-residents with a NIE number (Número de Identificación de Extranjeros) can open an account online through our service. Even without physical presence in Spain, we can facilitate the process through our partnerships with Spanish banks. We handle all the documentation and verification requirements on your behalf.

To open a Spanish bank account remotely, you'll need: 1) A scanned copy of your passport (not photos), 2) Proof of residence such as a utility bill or rental agreement, 3) Proof of income like a work contract or income statement, and 4) Your tax declaration from the previous financial period. All documents not in Spanish should be translated. Our team will guide you through preparing and submitting these documents correctly.

Opening a Spanish bank account without a NIE (Número de Identificación de Extranjeros) is challenging but possible in certain circumstances. Some banks may allow non-residents to open an account with just a passport, but options are limited. Our service specializes in helping clients navigate these requirements. We recommend obtaining a NIE first, which we can also assist with through our NIE application service, to access a broader range of banking options.

With our service, opening a Spanish bank account remotely typically takes 1-2 weeks from submission of all required documents. The exact timeframe depends on the verification process and the specific bank's procedures. Our streamlined approach significantly reduces the time compared to attempting the process independently, which could take several months and multiple trips to Spain.

Our service charges a one-time processing fee of €299 that covers all aspects of opening your Spanish bank account remotely. As for the bank accounts themselves, fees vary by institution. Many Spanish banks charge monthly maintenance fees (typically €5-20/month), though these can often be waived by meeting certain conditions like direct deposit of salary or maintaining minimum balances. We'll explain the specific fee structure of your chosen bank before proceeding.